Dental Student Loans - Graduate Dental Education
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Graduate Dental Education - Federal Direct Unsubsidized Loan
The Federal Direct Unsubsidized Loan is not based on financial need and is unsubsidized, meaning that interest accrues during your period of enrollment. This loan is available to U.S. citizens and eligible non-citizens, who are enrolled at least half-time. View a sample borrowing of this loan below.
| Academic Year | Maximum Unsubsidized * | FAFSA Required for borrowing | Requirements for Loan Disbursement |
| 2024-25 | $20,500 | 2024-25 FAFSA | |
| 2025-26 | $20,500 | 2025-26 FAFSA |
*This table serves as an example of potential eligibility. Graduate Dental Education students have an aggerate Unsubsidized Loan limit of $138,500. Should you have reached this limit you will only qualify for Graduate PLUS funding. Student eligibility is evaluated on an individual basis, and the dollar amounts are subject to change depending on each student's specific eligibility.
Visit this page for more information on applying for and accepting these loans.
Graduate Dental Education Federal Direct Graduate PLUS Loan
If you need funding beyond the Direct Loan, and wish to borrow federal funds, you may consider a Direct Grad PLUS Loan. These loans are credit based. You may borrow up to your remaining Cost of Attendance less scholarships, fellowships, and other financial resources (including but not limited to other loans, sponsor payments, outside scholarship, etc.) Remove any credit freezes before acting on the Graduate PLUS Loan via Path @ Penn.
Students must complete the Graduate PLUS Master Promissory if approved for the loan.
Visit this page for more information on applying for and accepting these loans.
